Effective Date: September 7, 2025

Welcome to Dividend Winner (“we,” “us,” or “our”). By accessing or using our website located at [yourdomain.com], you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use the site.

1. Use of Site

This website is intended for informational and educational purposes only. You may not use the site for any unlawful purpose or in violation of any applicable laws or regulations.

2. Intellectual Property

All content on this site—including articles, graphics, logos, and design—is the property of Dividend Winner unless otherwise stated. You may not reproduce, distribute, or modify any content without written permission.

3. User Contributions

If you submit comments, feedback, or other content, you grant us the right to use, reproduce, and publish that content in any format. You are responsible for ensuring that your contributions do not violate any laws or third-party rights.

4. Third-Party Links and Ads

This site may contain links to third-party websites and display advertisements from services such as Google AdSense. We are not responsible for the content or privacy practices of these external sites.

5. Disclaimer

The information provided on this site is not financial advice. We do not guarantee the accuracy, completeness, or reliability of any content. Always consult a licensed financial advisor before making investment decisions.

6. Limitation of Liability

We are not liable for any damages arising from your use of this site, including but not limited to loss of data, profits, or business opportunities.

7. Changes to Terms

We may update these Terms of Service at any time. Continued use of the site after changes are posted constitutes your acceptance of the revised terms.

8. Contact Us

If you have any questions about these Terms, please contact us at dividendwinner@gmail.com or via our Contact Page.